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My Gates Team
The Mortgage Process Explained in 6 Easy Steps
The Mortgage Process Explained in 6 Easy Steps
Heidi GatesMarch 21, 2023
The Truth About Reverse Mortgages
The Truth About Reverse Mortgages
Heidi GatesFebruary 17, 2023
Loans for First-Time Home Buyers
Loans for First-Time Home Buyers
Heidi GatesJanuary 12, 2023
Tips for Winterizing Your Home to Make It Warm and Cozy
Tips for Winterizing Your Home to Make It Warm and Cozy
Heidi GatesDecember 9, 2022
How to Get Preapproved for a Mortgage
How to Get Preapproved for a Mortgage
Heidi GatesNovember 15, 2022
Understanding Mortgage Rates: What Impacts Them and How to Secure the Best Rate
Understanding Mortgage Rates: What Impacts Them and How to Secure the Best Rate
Heidi GatesOctober 20, 2022
5 Ways to Improve Your Credit
5 Ways to Improve Your Credit
Heidi GatesSeptember 5, 2022
What to Expect When Getting an FHA Appraisal
What to Expect When Getting an FHA Appraisal
Heidi GatesAugust 22, 2022
Summer 2022 Mortgage & Home Buying Trends
Summer 2022 Mortgage & Home Buying Trends
Heidi GatesJuly 7, 2022
How to Get a House in a Hot Market
How to Get a House in a Hot Market
Heidi GatesJune 14, 2022
What Is A USDA Loan?
What Is A USDA Loan?
Heidi GatesMay 10, 2022
The Benefits of Paying Off Your Home Loan Early
The Benefits of Paying Off Your Home Loan Early
Heidi GatesApril 5, 2022
The Federal Tax Mortgage Interest Deduction Explained
The Federal Tax Mortgage Interest Deduction Explained
Heidi GatesMarch 10, 2022
Who Pays Mortgage Closing Costs?
Who Pays Mortgage Closing Costs?
Heidi GatesFebruary 21, 2022
10 Things to Do Before You Buy a House
10 Things to Do Before You Buy a House
Heidi GatesJanuary 27, 2022
How Much Money Do You Need To Buy A Home?
How Much Money Do You Need To Buy A Home?
Heidi GatesDecember 28, 2021
Explained: 4 Popular Types of Mortgage Loans
Explained: 4 Popular Types of Mortgage Loans
Heidi GatesNovember 17, 2021
How To Choose A Realtor
How To Choose A Realtor
Heidi GatesOctober 7, 2021
The Mortgage Underwriting Process Explained
The Mortgage Underwriting Process Explained
Heidi GatesSeptember 14, 2021
Why Mortgages Require Home Appraisals - And How They Help You
Why Mortgages Require Home Appraisals - And How They Help You
Heidi GatesAugust 12, 2021
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For complete licensing information, please go to nmls.org | Company NMLS #129386 | Heidi Gates NMLS #162420 | Equal Housing Lender

Mortgage 1 ("the company") maintains policies and procedures designed to protect the integrity and security of consumer and customer information. Mortgage 1 Inc. is a national mortgage servicer and accepts payments from consumers. We are required to be licensed as a debt collection company. NMLS #129386. Thank you for considering Mortgage 1 for your mortgage financing needs. The Mortgage 1 Inc. Website uses cookies, tracking pixels and related technologies that collects personal information. Cookies are small data files that are served by our platform and stored on your device. Our site uses cookies dropped by us for a variety of purposes including to operate and personalize the website. Also, cookies may also be used to track how you use the site to target ads to you on other websites.

This is not a commitment to lend. Restrictions apply. All Rights Reserved.  Mortgage 1 Inc. is not acting on behalf of or at the direction of MSHDA, VA, Rural Development or the federal government.

Mortgage 1, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Consumer Financial Protection Bureau P.O. Box 4503 Iowa City IA 52244

The actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. An LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms, and conditions. Terms, conditions, and rates are subject to change without notice. The information provided is for dissemination to and for the use of real estate and financial entities only and is not an advertisement for the extension of credit to consumers. Online homeownership education may be required. Equal housing lender, NMLS#129386