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My Gates Team
Government-Backed Mortgages: What Are They?
Government-Backed Mortgages: What Are They?
Heidi GatesNovember 29, 2024
6 Tips to Boost Your MSHDA Approval
6 Tips to Boost Your MSHDA Approval
Heidi GatesOctober 29, 2024
Renting vs. Buying: Weighing Your Options in 2024
Renting vs. Buying: Weighing Your Options in 2024
Heidi GatesSeptember 26, 2024
How Many People Can Be on a Mortgage?
How Many People Can Be on a Mortgage?
Heidi GatesAugust 29, 2024
MSHDA Sales Price & Income Limits 2024
MSHDA Sales Price & Income Limits 2024
Heidi GatesJuly 23, 2024
When Is Your First Mortgage Payment Due After Closing?
When Is Your First Mortgage Payment Due After Closing?
Heidi GatesJune 27, 2024
6 Steps To Increase Your Mortgage Preapproval
6 Steps To Increase Your Mortgage Preapproval
Heidi GatesMay 24, 2024
What Steps Do You Need To Take To Own A Home?
What Steps Do You Need To Take To Own A Home?
Heidi GatesApril 29, 2024
Your Guide to a MSHDA Loan | MI Home Loans and DPA
Your Guide to a MSHDA Loan | MI Home Loans and DPA
Heidi GatesMarch 28, 2024
How Long Is A Mortgage Preapproval Good For?
How Long Is A Mortgage Preapproval Good For?
Heidi GatesFebruary 26, 2024
Is Buying a Condo Right For You?
Is Buying a Condo Right For You?
Heidi GatesJanuary 26, 2024
How To Buy A House With Student Loan Debt
How To Buy A House With Student Loan Debt
Heidi GatesDecember 28, 2023
How To Save Money For A House
How To Save Money For A House
Heidi GatesNovember 27, 2023
Say Goodbye To Your Landlord With Low Down Payment Loans
Say Goodbye To Your Landlord With Low Down Payment Loans
Heidi GatesOctober 27, 2023
What Is Escrow? How Does It Work?
What Is Escrow? How Does It Work?
Heidi GatesSeptember 22, 2023
Mortgage Insurance vs. Homeowners Insurance
Mortgage Insurance vs. Homeowners Insurance
Heidi GatesAugust 22, 2023Comment
A Comprehensive Checklist Before Making an Offer on a House
A Comprehensive Checklist Before Making an Offer on a House
Heidi GatesJuly 18, 2023Comment
Mortgage Requirements for Self-Employed Borrowers
Mortgage Requirements for Self-Employed Borrowers
Heidi GatesJune 14, 2023
MSHDA Announces 10k Michigan Down Payment Assistance Statewide
MSHDA Announces 10k Michigan Down Payment Assistance Statewide
Heidi GatesMay 18, 2023
What Mortgage Loan Can I Qualify For?
What Mortgage Loan Can I Qualify For?
Heidi GatesApril 16, 2023
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For complete licensing information, please go to nmls.org | Company NMLS #129386 | Heidi Gates NMLS #162420 | Equal Housing Lender

Mortgage 1 ("the company") maintains policies and procedures designed to protect the integrity and security of consumer and customer information. Mortgage 1 Inc. is a national mortgage servicer and accepts payments from consumers. We are required to be licensed as a debt collection company. NMLS #129386. Thank you for considering Mortgage 1 for your mortgage financing needs. The Mortgage 1 Inc. Website uses cookies, tracking pixels and related technologies that collects personal information. Cookies are small data files that are served by our platform and stored on your device. Our site uses cookies dropped by us for a variety of purposes including to operate and personalize the website. Also, cookies may also be used to track how you use the site to target ads to you on other websites.

This is not a commitment to lend. Restrictions apply. All Rights Reserved.  Mortgage 1 Inc. is not acting on behalf of or at the direction of MSHDA, VA, Rural Development or the federal government.

Mortgage 1, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Consumer Financial Protection Bureau P.O. Box 4503 Iowa City IA 52244

The actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. An LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms, and conditions. Terms, conditions, and rates are subject to change without notice. The information provided is for dissemination to and for the use of real estate and financial entities only and is not an advertisement for the extension of credit to consumers. Online homeownership education may be required. Equal housing lender, NMLS#129386