"The realization that you are responsible for a family's home changes everything! My career is not transaction-oriented, but driven by each and every client's desire and need to have the best possible lending experience."

-Heidi Gates

For over 25 years, we have specialized in mortgage services that help our clients secure their "Home Sweet Home". Whether you're looking to buy your first home, upgrade to the next one or refinance an existing mortgage, we provide an array of services suited to each client's individual needs.

Ready for a digital mortgage?

Technology is rapidly transforming the mortgage industry, making the process faster, more efficient, and more transparent for borrowers and lenders alike. With Mortgage 1’s Pro SNAP App, the application process is simplified. Pro SNAP enables users to apply from the convenience of their mobile device, saving borrowers time and hassle. Securely submit an application and get pre-approved within minutes!

With the Pro SNAP App, borrowers can:

• Start the application and pre-approval process

• Securely sign and upload documents

• Digitally sign required documents

• Communicate with your loan officer

• Calculate payments

• Track your mortgage progress

• Receive updates as you go

"Heidi is great to work with and works hard for her clients. I highly recommend The Gates Team!"

— Barb Z

“When the Gates Team is handling the mortgage, I know it will close smoothly and without surprises! They take stress out of the loan process by anticipating issues and working through them as needed. They do a great job!”

— Carrie S

“Heidi and team are great to work with and very knowledgeable of all aspects of obtaining a mortgage or refinancing. Highly recommend!!”

— Marie L

“Heidi got us through the extremely stressful and confusing mortgage process with patience and encouragement. She was responsive and informative throughout - we knew we had the right broker from the start! Her expertise helped get us into the house of our dreams earlier than expected and the loan costs were trivial compared to the service we received. Love Team Gates!”

— Heather T

“Heidi handled both our original home loan and refi. It was an awesome experience! We hardly had to lift a finger she made it so easy - when I know the process is actually very complicated but she handled it like the pro she is. I highly recommend the Gates Team!”

— Erin K